Issued February 15, 2013, by Ficus Bank for applicants Michael Jones and Mary Stone to purchase the Anytown, ST 12345 property at 123 Anywhere Street for $180,000. Loan ID 1234567891330172608 covers a 30-year fixed-rate conventional mortgage of $162,000 at 3.875%, with a $1,050 estimated monthly payment, $8,054 closing costs, and $16,054 estimated cash to close.

Records Michael Jones and Mary Stone’s purchase of 456 Somewhere Ave from Steve Cole and Amy Doe for $180,000, with Ficus Bank financing. The 30-year conventional fixed-rate loan is $162,000 at 3.875%, with $9,712.10 in closing costs and $14,147.26 cash to close; final closing costs increased from the $8,054.00 Loan Estimate.